What Is the SSIP Grant in Calgary and How Do I Apply?
Understanding Calgary’s SSIP Grant
The Secondary Suite Incentive Program (SSIP) is a City of Calgary initiative designed to encourage legal secondary suite construction by providing financial incentives to property owners. The program offers grants up to $3,500 per suite to help offset construction and development costs.
Eligibility Requirements
To qualify for the SSIP grant in Calgary, you must meet these criteria:
- Property location: Your home must be in a designated SSIP zone (check the City of Calgary’s interactive map)
- Zoning compliance: Single-family residential zoning that permits secondary suites
- Building code: Suite must comply with current Alberta Building Code standards and Calgary bylaws
- Owner-occupied: You must occupy one unit as your principal residence
- New construction only: The suite must be newly built, not a conversion of existing space (varies by program phase)
Application Process
Step-by-Step
- Verify eligibility through the City of Calgary website
- Obtain building permit from Calgary (costs approximately $400–$800 depending on suite size)
- Complete SSIP application with required documentation
- Pass inspections during construction (framing, mechanical, final)
- Submit completion documents including final inspection approval
- Receive grant typically within 6–8 weeks of approval
Typical Legal Suite Costs in Calgary
| Component | Estimated Cost |
|---|---|
| Building Permit | $400–$800 |
| Framing & Drywall | $3,500–$5,000 |
| Plumbing & Electrical | $4,000–$6,500 |
| HVAC & Ventilation | $2,500–$4,000 |
| Flooring & Finishes | $3,000–$5,000 |
| Total Budget | $15,000–$25,000 |
| SSIP Grant | −$3,500 |
How OAF Construction Helps
We handle the technical requirements so your suite qualifies:
- Code compliance: All work meets Alberta Building Code and Calgary zoning bylaws
- Permit coordination: We manage submissions and inspections
- Documentation: We provide inspection sign-offs required for SSIP approval
- Quality assurance: Professional finishing ensures grant eligibility
The SSIP grant significantly reduces your net costs. With proper planning, a legal suite becomes an affordable investment for Calgary homeowners.